Many experts say the time has never been better to buy real estate. You certainly have a lot going for you, with low home prices, motivated sellers, low interest rates, and lenders eager to start doing business again after a bad couple of years.

Low Home Prices

Prices have come down significantly off their highs from 2005 and 2006. This means you can get far more house for far less money than has been possible in a long, long time.

Motivated Sellers

Let’s face it, there are just not as many buyers right now as there used to be. While this is not so good for sellers, it is great if you are a buyer. Many sellers right now need to sell their home fast due to financial hardship and the changing economy. Even those who are not being forced to sell know that every viable offer they get needs to be taken seriously.

Low Interest Rates

Interest rates for  the 30-year fixed home mortgage are at historic lows. With many new loans being written in the mid-3% range, money has never been cheaper to borrow. Buying during this historic opportunity can save you hundreds of dollars per month and tens of thousands of dollars over the life of your loan.

Motivated Lenders

Lenders don’t make money unless they create new loans. The downturn in the housing market after the peak of 2005 and 2006 has meant that lenders are anxious to rebuild their portfolios of quality mortgages. While it now takes more than a pulse to get a home loan, there are still plenty of lenders out there willing and able to lend. I’ll coach you to get into the right home loan program.